The New Economy – You Can Profit From It

The new economy is here and is being ushered in by possibly the greatest economic revolution the New World has ever witnessed. Individuals who understand the trends of critical economics can position themselves to take advantage of this technological revolution. Since its inception, the United States has witnessed 3 major economical revolutions. Studying these trends can prepare those who aware of what is happening can take advantage and position themselves to ride the S curve of this current technological revolution.

The first revolution that occurred in the United States was the agricultural revolution. The fledgling US economy was powered and sustained by two major critical components of this era. The first component was the invention of the cotton gin, with the second being free labor also known as chattel slavery. These two components were massive enough to propel the economy of the newly formed nation past that of its matriarch nation Great Britain. The owners of slaves and cotton plantations were fortunate enough to be positioned ahead of this S curve to create massive wealth. This is the tendency to be aware of; to be positioned right ahead of rising industries and trends.

The next application of new economics can be seen in the appearance of the industrial revolution. This economic revolution was also propelled by two other major components, the expansion of commercial roads and the development of the enormous railroad and transport system needed to transport goods manufactured by the newly built factories. The mavericks of this industry were at the helm of the steel industry fueled by the need for steel for railroads and factories.

This latest revolution has not fully arrived, but you can see the evidence of its presence by the labor pains echoing though our national and global news. The downsizing of old sector jobs and large rise in vacancies in the Internet marketing and technology stratosphere is evidence enough of this revolution. The loss of manufacturing jobs being outsourced is more evidence that the old industry in no longer the big boy on the block. This third economic revolution has appeared in three separate and different tiers. The first tier was the invention of computers and the second tier being the development of the Internet. Computers along with robotics were also responsible for eliminating a massive amount of manufacturing jobs. The latest tier of this economic revolution is mobility and what this ushers in is ubiquitous access. Mobility makes it possible to work from anywhere and allows individuals and businesses to conduct commerce beyond border, over bodies of water in different continents and even in the stratosphere.

The individuals who have properly positioned themselves to take advantage of these trends will reap the benefits of being in the right place at the right time. The trends include careers in Internet Marketing, Mobility, Social Media and Search Engine Optimization. Together these four disciplines are ushering a new generation of millionaires and billionaires. If you doubt that, look at the new generation of wealth builders. Names like Larry Page, Sergey Brin, Mark Zuckerburg, David Woods, and Mike Dillard jump out at you and for good reason. Just quick Google of their names will show they all have one thing in common; they are leaders in all disciplines previously mention. They are beneficiaries of the new economy. Odds are if you follow the footstep of these gentlemen and carve out your niche in the coming S curve of this new economy, you will be positioned to make a small fortune.

The World Doesn’t Need Another Math Textbook

I know this statement is shocking. Some of you may feel that I have announced the end of the civilization as we know it. How in the world will people learn math without the latest and greatest math textbook. The answer is simple. The same way people have always learned math prior to the modern education system, by doing math as they go about their everyday lives. You may ask “Is that possible?” “Would it work?” I believe so. It’s the reason I made this statement when I was asked if my new book, “Math is Child’s Play” was going to be a Math Textbook. But in all fairness, let’s look at both sides, school math versus everyday math.

First let’s look at school math. I have been studying of late the topic of Math Anxiety. Increasing number of people profess to hate math, to be ‘no good at math,’ to be anxious about doing basic math. These same people were taught math in our public schools. When did this situation of math anxiety start? Who knows for sure? But what’s significant is that it’s increasing, not decreasing. It’s increasing despite the modern education system, despite New Math and the latest teaching methods, despite all the money and energy that has been put towards the problem. Just for the record, I found a book “Mathematics; A Human Endeavor” by Harold R. Jacobs copyrighted in 1970 which in its preface the author mentions the failure of New Math in the schools. A book from 1964, titled “Mathematics for Elementary Teachers” by Ralph Crouch and George Baldwin which was written to teach math to elementary teacher who found themselves expected to teach math although they had no training in math.

Marilyn Burns, a well known math expert, has been addresses math anxiety since 1970 with her first book, “I Hate Mathematics” right through to her more current book, “Math; Facing an American Phobia” 1998. The latter book speaks to math anxiety as a growing phenomenon. And more recently “Math for the Anxious” by Rosanne Proga, copyrighted 2005 also is very clear about math anxiety and its causes. Of course, all this math anxiety is good; at least it is for the math textbook industry. Math anxiety sells math textbooks. Parents are concerned that their children learn math better than they did. Teachers are calling for a better way to teach math. This is great news for the math textbook companies. For you and me, this is bad news.

So let’s look at the other side. Is it possible for people to learn math in everyday life; running their business or household, doing projects, etc.? Is this possible? I believe it is and it is already happening without anyone being aware of it. My daughter professed to hate math, yet she is doing math everyday on Neopets. When I asked her about it, she said that it wasn’t real math. So what kind of math was it? I think she meant that it wasn’t ‘school math.’ I met an airline pilot who went into great details about the calculations she did in her head in order to fly the plane. Later she professed that she hated math in school. She wasn’t ‘good at it.’ She wasn’t even capable of balancing her own checkbook. When I pointed out that the calculation she did to fly the plane was math, she was adamant that it wasn’t because she wasn’t any good at math in school. She said “It’s just a formula that I plug numbers into.” Marilyn Burn relates a similar story about an interior decorator who could price out the cost for a complete room, but also felt that she wasn’t any good at math. These are people who couldn’t do ‘school math’ but are doing the math that their everyday lives demand of them. They probably learned this math on the job; hence they don’t relate it to school math.

Math is best learned in the real world, with real life situations. It may start with counting out the cookies your mother gives you. Later you start comparing the number you got with the number your brother got. You quickly learn to calculate the he got ‘how many’ more than you did, so that your complaint can be accurate. Next, you are watching Mom slice up the pie or cake. You quickly calculate how many pieces each person can have, that is until Mom steps in and tells you how many you can really have. Then you calculate how many you can have tomorrow with all those guests gone. This is a simple real life scenario, but how many math concepts did I cover here. These skills grow with your children. How many of you have watched your older children go through their Halloween candy. My child sorts and counts to evaluate how she did. Halloween is also a great time for teaching about taxes. Parents need to take their share of the sweet earnings, and not just of the candy the child doesn’t like. Remember, Uncle Sam takes his cut off the top before you ever see a dime.

Playing is a great way to learn math. I like miniature golf and billiards for learning about angles and force. Of course this may sound like Physics, Newton’s Law of Relativity. And it is, but there is also no better way to learn geometry and algebra than with a practical application. What could be more practical than learning as you play? Wow, here’s another real life example for learning math. I like playing games. You name it; board games, card games, strategy games. If it challenges me and tests my intellect and problem solving capabilities, I like it. Games like Nim, checkers, chess, mancala, Stratego, Battleship, Risk, etc. help develop logic sequences and strategy. Games like Uno, Skip-bo, Set, Rummikub helps children develop their ability to see patterns. Games like cribbage, gin rummy, Scrabble actually help children practice addition and multiplication.

But enough with the games, let’s talk some serious stuff. If you want to learn math, do a project like decorating a room. Do the whole works from calculating the paint or wallpaper, to calculating the material and sewing the drapes, to ordering and positioning the furniture. Design a new cabinet layout for your kitchen, including calculating cabinet dimensions, appliance positioning and project costs. Try building something like a drop desk or a play ground swing set, or a go-cart. How about doing a baking or sewing/quilting project? Do all the preparations for a dinner party, including the planning, shopping, seating arrangement, cooking, etc. Try paper trading some stock and track them for a year. Start an eBay business. Wow! Wouldn’t that be something, having your child’s math project turn into a home-based business that pays for your child’s college education? It’s possible and it’s real life.

When it comes to learning math, everyday life has plenty of opportunities and the learning is natural, not forced. On the other hand, the math anxiety problem is rooted in our modern education system. The problem lies with having non-math experts teaching math as if they were experts. The problem lies with having math textbooks that present math in an artificial and rigid manner. As much as I liked Marilyn Burns book, “Math; Facing an American Phobia,” I think she missed the correct conclusion of the situation. Ms. Burns is still trying to ‘fix’ the system. It is obvious to me that it is time to throw the system out and go back to learning math in everyday life. Hence I stand by my statement “The Last Thing the World Needs Is Another Math Textbook.”

Ann LaRoche, Math Expert and Author of the book “Math Is Child’s Play.” Ann advocates learning math by playing games. Card games and board games are the fun and easy way to strengthen math skills and improve problem solving capabilities. In her book, Ann debunks common math myths, addresses math anxiety, and gives practical advice to parents who want to help their child with math but feel unable or unqualified. Ann sheds light on the confusion wrought by New Math and has a process for handling math homework time that will turn those tears of frustration into smiles of triumph.

Nepal: Postcards From the Top of the World – Mount Everest Trek

“Is it not easy to be a wise man on top of a mountain”.
W. Somerset Maugham —- from The Razor’s Edge

My room was basic, quiet and achingly cold. Begrudgingly, I shuffled my body away from the warm multi-layered blankets and sleeping bag, turning my head toward the window to gaze out into the night.

The prior afternoon, I was climbing the steep mountain ascent that begins above the Himalayan village, Namche Bazaar, when a series of clouds swiftly vanquished a previously gorgeous blue sky, enveloping the lower peaks and cloaking me in a sea of ethereal chilled clouds. The stunted alpine trees and grassy hillsides I was walking through abruptly took on a mysterious tone.

Soon descending, distant human and animal sounds reached my ears, telling me my destination was near, the Sherpa village of Khumjung.

By nightfall, the fog had gradually lifted over the mountain village; however, the Himalayas, including Mount Everest, still remained a mystery.

For the second night, I was the only guest at a sherpa family operated lodge that I had chosen for my stay. The warm fireplace stove situated in the center of the dining room was a great welcome and relief, especially since heating sources are a scarce commodity. The food was tasty and filling. The family’s husband loaned me a book on Sir Edmund Hillary, the book dedicated to the 50th anniversary of his Everest summit. I asked if he and his wife had ever met Hillary and he said “Yes, many times, including the big party thrown in Kathmandu three years ago celebrating the 50th anniversary.” I said “very cool” and we shared a cup of tea.

Since the summit, Sir Edmund Hillary had continued to contribute a great portion of his life to the betterment of the Sherpa people, a people he had become so fond of and admired.

Bedtime is always early in this cold region. I scrambled under my blankets and prayed for clear skies in the morning.
My prayers were answered. I was awestruck when I looked out my bedroom window.

A moonlit night, an abundant horizon of Himalayan giants, including the “Big Guy”, Mount Everest, glowed in the near distance, while crystal clear, sparkling stars danced over their heads. The uniquely shaped Ama Dablam was regally crowned with the Southern Cross constellation. The time was 2AM. I could not wait for daylight.

Morning light marked a truly memorable moment. I was staring at the “top of the world”, Mount Everest and friends: Nuptse, Lhotse, Ama Dablam, and other snow-frosted, steely gray masters of the Himalayan range. The grandeur of the landscape was breathtaking, humbling. I shared many respectful salutations with the peaks, ranging in languages from Nepalese to Navajo. I joyfully shouted the Basque cheer and even did an Irish jig. It was, you may guess, an exciting moment.

Worlds apart from where I stood, these peaks held their court, lived on their own terms far from humanities’ influences. This was the realm of the snow leopard and the Yeti, a fiercely frozen, inhospitable, glorious region.

I thought, if I did come across the Yeti on the trail, he’d probably freak, immediately reverse direction, hightailing down the mountainside muttering, “I’d heard the stories about the existence of the Pecoskid but…I…I really didn’t think he existed!!!”
To no avail, I’d call after him saying, “But I thought we’d have espresso!”

So how did I get to this place? The Himalayan Everest trek began with a Yeti Airlines flight from Kathmandu to Lukla. The small aircraft rises over the Kathmandu Valley and within minutes is within view of the approaching Himalayan mountains. The journey climaxes with a swift descent to a narrow mountain valley where Lukla’s small inclined runway assists arrivals.

I grab my backpack, say “no guides, no porters” to many an anxious Nepalese, lift the bag onto my shoulders and proceed briskly forward through Lukla to the beginning demarcation of the trail. Even from Lukla, there are dramatic views of several peaks, their shimmering sections of bleached-white snow set against the steely gray granite rock peeking above the green canyon valley I now traversed.

The initial five miles of trail is fairly level, sloping first down to the river, past several villages, and gradually ascending parallel to the river. Along the trail, many Swiss-built, reinforced steel cable bridges crisscross the river. They don’t sway TOO much, depending on how many yaks and porters are also on the bridge. Let your eyes drift downward and you realize how small the river now looks!

This particular trail is heavily traveled by trekkers, porters and beasts of burden alike. Initially I maneuver past the large group processions, each accompanied by their guides and porters. These processions, however, pale in size to the leagues of sherpa and their labored yaks, that regularly traverse this trail’s steep stone steps to deliver supplies to the trail’s linked villages, some many miles away. You skirt along a narrow section of the trail and bang! you have to find a safe spot to position yourself as a long yak team comes lumbering in your direction.

The scenery along the trail is simply beautiful: crystal clear blue river, occasional waterfalls, interesting villages draped in prayer flags, and the occasional appearance from one of those Himalayan guys.

To my surprise few people, trekkers and locals alike, bothered to take a moment to find a spot to rest their gear and marvel at their surroundings. I did as often as I could.

The scenery directly on the trail usually consists of gray slippery stones, gravel, loose dirt, wet mud and plenty of yak dung! Several Buddhist stupas are positioned along the trail, offering comfort to those laboring sherpa. The sherpa, men and women, all ages, carry everything: full cases of beer and whiskey, propane tanks, beds, wooden beams, you name a product…it’s on their backs!

I spent a very pleasant first night with a Sherpa family. Besides the spectacular moonlight enhanced views of the mountains, waterfall, river, and forested canyon that night, I also gained a friend…the family pet dog. He took a liking to me and sometime in the middle of the night, he had pushed my poorly latched door open so he could sleep on the bed next to mine.

The second day included a steep 2000 foot climb to Namche Bazaar, the veritable metropolis (there’s a lodge with electricity) within the Sherpa Khumbu region.

Always the day’s highlight was gazing upward at those massive snow and rock monoliths, the day’s altering light and moonlight providing different shades and moods to the Himalayas.

This was still an ancient landscape, watched over for centuries by the region’s traditional mountain people, the Sherpa. Even here, the encroachment of the modern world provides amusing dichotomies as young sherpa ogled their cell phones after they’d spent the afternoon grinding corn the same way they had for centuries. The old and the new worlds colliding again.

Each year, more people attempt to summit Mount Everest. Each year, more large groups of ill-prepared, ill fit hikers attempt the trek to base camp. Each year, more red rescue helicopters fly out some of those ill-prepared hikers, at considerable personal expense. On my return, ninety marathon runners passed, upward bound to run a marathon, a route that passed Everest base camp, crossed an 18,000 ft. mountain pass that circled over to Gokyo and back down to Namche Bazaar. More power to them, I thought.

Back in Kathmandu, I smiled when a young Swede told me he decided to see Mount Everest by plane. As his plane passed Mount Everest, he was going to raise his gin and tonic glass, look out the window and toast the poor fools down below struggling up the mountain.

For me, the sweat and struggle of the trekking journey just makes the view of the “top of the world” that much sweeter and a heck of a natural high!

Michael McGuerty is a writer / photographer living in the Santa Fe, New Mexico area.


Evil in the World – What is a Bad Man But a Good Man’s Teacher?

There is evil in the world. That statement has caused more suffering and pain in the world than any other thought. As you look at the atrocities of murder, war and inequality of the world, you may point to these as proof that there is true evil in the world. Do you realize that the people who are responsible for those unconscious acts are thinking the same thought? They justify their actions by believing their victims somehow deserve their punishment. A suicide bomber walks into a gathering of people and kills dozens of men, women and children. How much hate and thoughts of evil do they have in order to do something like that? Through unconscious thought they no longer see the victims as people, only the enemy. Either through religious indoctrination or hatred they are able to commit suicide this way.

Violence is created by stressful thoughts in the world, stressful thoughts that are not met with understanding. The way to find peace in conflict is to look at the thought that produced the conflict. Violence is an insane action in that the person thinks it is the only way to express their thoughts. If you are hurt in an act of violence realize that it is over as soon as the event is finished. Pain will come and emotions will rise, but they are your reaction from the event that caused them. The present moment is ever flowing and any action is already in the past. Only your attachment to it gives it any life. How many times are you going to repeat the painful experience in your mind by holding onto the event? The act of violence may have come to you without your permission but you always have control over your reaction to it.

The suffering you attach to the pain is only a stressful thought. Even when a violent act is committed over again it cannot live outside of the attachment you give to it. When you believe a stressful thought it becomes part of your experience. If you believe that the world is unfair, you believe you’re a victim. You give your power away to the belief that you are not in control of your reactions to life’s events. When you believe insane thoughts, the results are anger and violence. Violence is unconscious behavior that is totally immersed in ego thought. Because ego thought is so disconnected from recognizing the value of anyone else, violence is an acceptable response to anyone who disagrees with you. Individual beliefs become so strong that they attract others into a collective belief of superiority. War and horrible acts of violence are created by this process.

A clear mind projects peace and harmony to all people and nature. Without your stressful beliefs, the world is a paradise. The ability to see and feel the difference in stressful thoughts and non-stressful thoughts is the foundation of this concept. So many people carry resentments as a badge of honor. Prohibition of alcohol in the 1920’s is an example of how after the American Temperance Society became so adamant that drinking alcoholic spirits of any kind was destroying society, created a nation of bootleggers, organized crime to smuggle alcohol and untold deaths from people drinking moonshine and bathtub gin.

You have enemies because you believe them to be enemies. You can extend respect and understanding to anyone, you can have compassion for people who suffer from believing stressful thoughts. You can turn the other cheek when you are harmed in any way as an act of accepting that you are not a victim, rather you can see the unconscious suffering in the other person that caused the aggression in the first place. You can always move away from aggression if possible or take action to prevent additional attacks. Everyone has the right to defend themselves against aggression however be clear about your perception of what is actually harmful and what is just a stressful belief.

You can have compassion for people who are stuck in unresolved beliefs and love them for who they are. Your ability to resolve and understand your own stressful beliefs will free your mind and allow you to act in clarity. Bring peace into your being and you bring peace to the world.

“The Nature of Awareness” is a comprehensive study of the Mind, Body and Spirit Connection. for more information and free download of sample chapters.

This book is an expression of my spiritual journey. When the thought of writing this book came to me, I wanted to explore individual and collectively held beliefs and test them against my understanding or awareness to see what new awareness could be gained by this inquiry. I found that any subject could be met with inquiry and a lot of beliefs fell by the way as I pushed the envelope of understanding. The journey always led back to the truth that the source of all life is also the final answer to all questions. The creative energy field of all creation, the source of all life, is the alpha and omega. Without the spark of consciousness we call life, there would be no evolution. The journey back to unity with the creative energy field is the path of self awareness. Once a topic was examined there was no barrier to peeling the beliefs away to get to the understanding of where those beliefs came from and if they were rooted in stressful ego identification.


New Zealand Accommodation Definitions


Travelling to New Zealand offers up opportunities to indulge in a number of once in a lifetime experiences, from skydiving above New Zealand’s dramatic scenery to flyfishing or huge trout in gin clear water. With so many fantastic New Zealand attractions to fill your day with, it’s very important to make sure you can find the right New Zealand accommodation to help you get a good nights sleep.

Whether you’re looking for a touch of New Zealand luxury, or more inclined towards backpacker hostels, you’ll easily find the right New Zealand accommodation for your needs when planning your New Zealand travel adventure.

With a smile around every corner, New Zealand is home to some of the world’s best hosts, and they’re all highly qualified in helping you make the most of your stay in their ‘slice of paradise’. So whatever type of great New Zealand accommodation you choose, you can rest assured that your New Zealand travel experience will create lasting memories!

From the holiday park to hotels, here is a list of the different types of New Zealand accommodation you can find…


If you’re looking for New Zealand accommodation and are at all unsure about what you can expect from a New Zealand apartment, this should help.

Apartments in New Zealand offer guests the comforts of being at home while travelling. They can accommodate group sizes of up to 6 people with 1, 2 or 3 separate bedrooms closed off from living areas. Apartments are separated into different areas for kitchen, living and dining normally with an open plan feel. It is normal to find a live in or onsite manager at a New Zealand apartment complex. Apartments generally provide free onsite parking unless you’re staying at a central city apartment. Apartment kitchens generally provide tea and coffee making facilities and come fully equipped with all the utensils you would expect to find at home, however cooking facilities can often be limited to a microwave and a hotplate.

Bed and Breakfast

Are you planning a New Zealand vacation and want to know what to expect from a New Zealand Bed and Breakfast? Here is some help for you.

Often referred to as a B&B, Bed and Breakfast accommodation is generally run from a large family home providing private guest rooms and a substantial breakfast in the morning. Bed and Breakfast accommodation is either run as a primary or a secondary source of income where the property owners are also the staff. Multiple night stays at a Bed and Breakfast are possible but sometimes guests will be expected to vacate their rooms during the day. Due to the majority of Bed and Breakfasts having a small number of rooms it is advisable to book well in advance.

Farm Stay

Are you interested in experiencing a farm stay during your New Zealand travels but are unsure about what it is? This should help.

Farming in New Zealand is huge and features strongly in many Kiwi traditions. To book yourself in to a New Zealand farm stay is to open yourself up to experiencing some rural New Zealand countryside living. New Zealand farm stay accommodation can range from self contained accommodation to staying within a family home. There are a wide variety of New Zealand farms ranging from kiwifruit to deer. Farm stay accommodation is a great way to meet the locals and to experience the lifestyle of a New Zealand farmer, as well as being able to enjoy some of New Zealand’s commanding scenery.


Are you wanting to come over to New Zealand and stay in a Hotel, but not sure about what New Zealand hotels offer. Here is some helpful information for you.

New Zealand has a range of hotels from popular world class establishments to small country pubs and boutique hotels. Larger hotels will come with multiple rooms which vary in size and type, smaller boutique hotels come with less rooms but are generally very stylish and unique and country pub hotels have clean and pleasant facilities often in modernised historic buildings which vary in price according to their level of luxury. New Zealand also hosts some large international chains which are found in the major centres or popular tourist destinations.

As a general rule hotels have bar and restaurant facilities and additional extras often include a swimming pool and gymnasium. Common features in the rooms are a telephone, an alarm clock, a television and internet connectivity. Some hotels also have a mini-bar with snack foods and drinks and there may be facilities for making hot drinks.


One of the most popular accommodation types in New Zealand are motels. Here is some information that you should find helpful regarding motels.

New Zealand motels offer clean and cosy self-contained accommodation with all the comforts of home. A motel studio is a one room unit where guests sleep in the lounge area, this is the smallest size motel unit. You can then get one, two and three bedroom units which have separate bedrooms in addition to a lounge area, which sometimes has additional bedding facilities. Motels are equipped with a fully equipped kitchen and a private bathroom and most generally have a phone, television, made-up beds with all linen supplied and car parking.

Prices are mid range but depend on the overall facilities offered and the unit type. Most units have a fully equipped kitchen and separate bathroom as well as a phone and TV. Large motel complexes are often similar to hotels in their service and features: ie, swimming pool, spa, sauna, laundry facilities, etc.

Motels offer very competitive pricing which is based on the level of quality. Speaking of quality, most motels in New Zealand should have a Qualmark rating which will indicate what to expect of each establishment.


New Zealand has hundreds of backpacker hostels and lodges throughout the country. So here is some information about them.

Hostels provide budget conscious, social accommodation which allows guests to rent a bed as opposed to a room, this is sometimes a bunk bed in a dormitory. Guests will also share a bathroom, lounge, usually a kitchen and generally a recreation room. Rooms can be mixed or single-sex and private rooms may also be available. Hostels will generally provide linen for you beds so sleeping bags are not a necessity, but it is always safe to check with the hostel you will be staying with. New Zealand hostels will generally also provide laundry facilities.

Hostels are primarily geared towards younger travellers, and are great places to party, meet new people from around the globe and share information on places to go and see. Most hostel operators in New Zealand will also gladly help you with your travel plans, and many hostels have long-term residents who they employ as desk clerks or housekeeping staff in exchange for free accommodation.

In New Zealand you will most often find hostels in tourism hotspots, however, there are hostels all over, and some can even be found in unique and isolated locations.

Holiday Parks

Scattered throughout New Zealand are hundreds of camp grounds and holiday parks, so here is some information on what to expect.

Holiday parks aka camping grounds are found in towns and rural areas of New Zealand, often near natural or man-made attractions such as beaches. Holiday parks are family orientated and generally come with playgrounds and recreational facilities. Some holiday parks also have swimming pools and spas. Accommodation in holiday parks ranges from cabins, permanent caravans, self-contained tourist flats and motel units. Holiday parks also have powered and non-powered sites for tents, caravans and camper vans, and it is always good to check the size of your camping site before you book. Facilities to expect are communal areas for cooking and dining, shared showers, toilets and laundries.

Holiday park prices range from very cheap to a higher cost for the cabins and tourist flats or units.


New Zealand has a variety of luxury accommodation, so here is some information that will help make sure you know what you are getting yourself into.

Luxury accommodations in New Zealand are of a very high standard and offer the discerning traveller an exceptionally high level of quality, service and luxury. Each luxury accommodation will offer you something unique and distinctively New Zealand. Helpful to know is that most luxury accommodation will be Qualmark certified at a 5 star rating. Luxury accommodation ranges from exclusive resorts offering golf, fishing or wilderness adventures to secluded beach or lakefront lodges. Worth noting is that lodges in New Zealand are usually located in spectacular rural settings. Further luxury accommodation can be discovered in stylish urban hotels in distinctive buildings, either heritage or contemporary.

All luxury accommodation will offer superb facilities, exceptional food and an extremely high level of professionalism and service. Prices will reflect the quality of your stay.

Self Contained

New Zealand has self-contained accommodation options all over. Here is what to expect.

Self-contained accommodation is exactly that, self-contained. This type of accommodation is designed so that you have all the comforts of home. Your own home away from home with all the privacy you need and desire. Motels, cottages, apartments, holiday homes and baches can, depending what they offer, also be classed as self-contained. Some self-contained accommodations will also have the option of being daily serviced and their will always be a responsible person on hand for you comfort and information.

You will generally have from one to three bedrooms, a fully equipped kitchen including a refrigerator (minus the food, although some basics may be included, such as coffee, tea, sugar and milk), a full lounge and laundry. Additional extras that you can usually expect are television, radio, phone, iron and internet connectivity and linen. Some self-contained accommodations offer a swimming pool and/or spa, gymnasium and recreational facilities.


New Zealand is a pretty environmentaly conscious nation, so its is within reason to expect that there are eco accommodation providers out there.

Well, actually, New Zealand does offer a wide choice of eco-friendly and nature accommodation located in the heart of the country’s natural environment, meaning that eco-friendly accommodation is more likely to be found in the rural setting. However, in the more urban setting, unique eco-friendly accommodation can sometimes be found. Eco accommodation can be meditative retreats where yoga and other relaxing activities are available to treat body, soul and spirit. Eco accommodation can also be in locations where nature and wildlife conservation and preservation are a high ideal to the operators.

This type of accommodation can include cottages, holiday parks, motels, farmstays, bed and breakfasts and luxury so it is generally a good idea to contact the operators to discover what you will have available.


New Zealand has some very unique and special cottage accommodation available for it’s visitors. Here is what you can expect when you stay at a cottage.

Okay, so cottages in New Zealand are generally also classed as self-contained. This means that in New Zealand you should expect that cottages also come with the comforts of home. The special thing about cottages, however, is generally their location. You will generally find cottages in a rural or town setting and their location will be rustic, special or unique. Quite often cottages will be located in vineyards, on farms or in natural surroundings.

Like self-contained accommodation the number of bedrooms will vary from about one to three, you will have kitchen facilities, laundry facilities, a lounge, showers and toilet. Extra facilities to expect will generally be television, DVD player, phone, internet connectivity, radio, towels and linen and off-street parking. Additional extras may include a range of things including full servicing, spa and sauna, outdoor barbeque area, verandahs and various recreational equipment. These will depend on each operator, however.

Generally cottages are very private and peaceful places to stay and can be ideal for that special getaway. Cottages are also usually very uniquely designed and placed.


So New Zealand isn’t a very old nation, but we do have some cool heritage accommodation options. Here is some information for you.

If you so desire you can enjoy the old-world charm of New Zealand yesteryear in boutique and heritage accommodation, choosing from either rural homesteads, grand old hotels, character and heritage homes, art deco villas or small, intimate Kiwi accommodation. Basically heritage accommodation is any accommodation that has historic significance. So you can expect the grandeur of past architecture.

What to expect in terms of rooms and facilities will depend entirely on what accommodation type the heritage operator identifies. For example, some heritages providers offer bed and breakfast accommodation, some hotel and some cottage.

So if you love those fantastic historic sites and revel in antiquity than check out our Kiwi heritage sites.

Something different

Tired of the standard accommodation options available to you. Let us tell you about some of the variety out there.

New Zealand is proud of its uniqueness and the things that make it so special. So as you travel New Zealand you will stumble across places to stay that really are different. From staying in a boot to experiencing a sleep in a wagon to escaping technology and electricity you may never know what to expect. The best advice we can give you is to search for yourself and don’t be afraid to give it a go. You will definitely find some pretty special places.

[] ONZAMAP Ltd is a new web service that is taking a different look at promoting New Zealand as a holiday destination. Through interaction with current and past travellers of New Zealand, as well as the operators of New Zealand’s tourism businesses, ONZAMAP Ltd will be providing an easy to use, up to date account of what makes New Zealand unmissable for the International traveller.

The Joy of a New Dawn!

The Joy of a new day

The beauty of nature

Motivating us to mature

The laughter of a baby

That brings joy to so many

Reminds me of the peace we experience

When we carry out our mandate

The applause we receive

As we touch many lives

The hurdles we scale

Each time we give lives a meaning

All these add springs to my feet

Propelling me to do more

For I know my strength

Lies in those hurdles

I watch minutes tickle to hours

I count and recount my favours

Then I heard the solemn whispers

Of the early morning breeze

I reached out to my window blinds

Parted them hither and thither

I saw the perfect beauty of nature

The smile of the rising sun

The glitter of the early morning

I ginned sweetly

Yes, a satisfactory beam washed my face

This is the joy of a new day

It’s a new day of laughter

The laughter that replaced the pains of the night

Tears of yesterday is gone

The uneventful past

The selfish yesterday

Those nights filled with nightmares

Have all been wiped off

With my seeds on the altar

Trials and failures of the past

Have all gone down the drain

Here is the bliss of the new day

My influence spreads today

This day I will not fail

I refuse to give up

I truly do not fear

I must excel today

This is my day to enjoy

My morning to blossom

Here is my era of the beautiful life

I am God’s elect

Specially called out by grace

God bestowed His beauty on me

His grace is my endowment

With it, I impart my world

It makes my world feel my impact

You know I own the world

Therefore, I’ll saturate it with my ministration

This day I walk in boldness

I operate in dominion

I bask in the fullness of God’s blessings

These blessings cause me to laugh

I manifest the glory of God

And achieve greatness in all things

This is my new day

It is my time to rejoice

Yes, my time to shine

Like this rising sun

My opportunity has risen again

To build the lives around me

As I build and build

I bloom and glow

My words make more impact

My money change more destinies

My talents beautify more lives

I am the joy of many generations

I manifest greatness all around

My world will again

Experience joy, peace and love

Yes, they will shout and rejoice

At the dawn of this new day!

World Series of Poker (WSOP) Top 40 Moments

As the 40th World Series of Poker dawns upon us, we take time to look through forty of the tournaments defining moments.

40. The Curse of the 90 year-old man.
To the untrained eye, Victor Goulding is your regular 90 year-old guy. At the 2005 Main Event, he was actually given a ten-minute penalty for cursing at the table. British sweetheart Vicky Coren was sat next to the gentleman, although we can’t tell for sure if she was the cause of the senior citizen’s aberration.

39. Hellmuth Blow Ups
There’s the one where he calls the guy an idiot, or the time when he accuses a fellow player of being unable to spell ‘poker’, yet alone play it. With simply too many nuggets to choose from, WPT Magazine has opted to bunch them all in one collective group. Good work, Phil.

38. A Tricky Final Table
Last years’s WSOP Player of the Year Erick Lindgren final tabled three events but chose the toughest of them all to pick up his first bracelet. The players he had to dodge around to pick up the $5,000 Mixed Hold’em title included Justin Bonomo, Andrew Robl, Roland de Wolfe, David ‘Chino’ Rheem, Howard Lederer, David Williams, Pat Pezzin and Isaac Haxton. Easy.

37. Ante Depressants
In one of the more heated moments of WSOP history, Jeff Lisandro defending accusations made by Prahlad Friedman over not posting a $5,000 ante. Video cameras showed the Australian to be in the right, also capturing what became a decidedly heated ‘discussion’ between the two players.

36. Iranian Invades America
Mansour Matloubi becomes the first non-American Main Event winner in 1990 before final tabling again in 1993. He was eliminated in fourth place by eventual winner Jim Bechel, denying the poker world another two-time champion.

35. A Glimmer of Hope Against Gold
Coming to the final table of the 2006 World Series, many pinned their hopes on the remaining professional, Allen Cunningham. Contending with the blueberry eating steam train that was Jamie Gold, there was a glimmer of hope when Cunningham picked off a Gold bluff with just Ace-high. It wasn’t to be though, the Full Tilt pro finishing in 4th.

34. The Frankly Bizarre…
There can be no denying that the WSOP Main Event attracts all sorts. If it’s not Hevad Khan wielding his chair and dancing like a Red Bull fuelled Baloo or Joe Sebok turning up dressed as Batman’s sidekick, Robin (then a diaper-wearing bear, then Superman…), there’s always someone dressing up like a goofball. There’s also Phil Laak spending the day as an old man. The mind truly boggles.

33. Lederer Wins Bracelet…Eventually
We can’t figure out what took him so long, but Howard Lederer finally broke his WSOP bracelet voodoo when he won the $5,000 Limit Omaha event in 2000. The number of final tables he’d made before without winning the cheese? Twelve.

32. Las Vegas Pays Its Respects to Chip Reese
Poker lost one of its brightest lights in December 2007 when David ‘Chip’ Reese passed away. With every player queuing to pay homage to the man Doyle Brunson declared ‘the best player I’d ever played with’, the $50,000 H.O.R.S.E tournament was dedicated to the man who won the title in its inaugural year. The move was a class act; much like Chip himself.

31. Poker is So Rigged…
If you’ve ever wanted to throw your laptop into the pool after taking one of those bad beats, spare a thought for Harman and Hudson who had to endure a spanking from the fickle mistress called Fate:
Jennifer Harman vs. Corey Zeidman.

Harman’s raise with QQ is called by the Zeidman’s 9d-8d and one other. The chilly Ts-Jd-Qh flop saw Zeidman flop a straight and Harman top set. The diminutive lady pulled ahead on the Td, but the brutal one outer came when the dealer popped the 7d on the river. Ouch.

Oliver Hudson vs. Sammy Farha.
Stump up $10,000. Sit down, look down at pocket tens. Reraise the open from Sammy Farha, flop a full house. Slowplay, get your money in, realize you’ve been cold decked by A-T on the A-A-T flop, pick up your coat and leave. Thank you and goodnight.

30. 2005 – The Original ‘Year of the Pro’
Before all this hoo-ha about the ‘Year of the Pro’ last year, there was another year when the pro showed what they’re made of. 2005 saw bracelets for Allen Cunningham, Josh Arieh, Erik Seidel, TJ Cloutier, Barry Greenstein, Todd Brunson, Doyle Brunson, Johnny Chan, Phil Ivey, Mark Seif, Willie Tann…and Jennifer Tilly.

29. “Aussie, Aussie, Aussie!”
Joe Hachem: a thoroughly nice guy and a wonderful ambassador for poker, but strewth – does he have some noisy fans! The 2005 Main Event king had a cheering contingent more akin to a soccer game terrace, making the final table at the Rio a true carnival.

28. Cloutier The Bridesmaid Once More
TJ Cloutier is one of the most winningest poker players of all time, but one nut he’s been unable to crack is the $10,000 buy-in Main Event. He’s come second twice; first in 1985 (losing to Bill Smith) and then, more famously, against Chris ‘Jesus’ Ferguson in 2000, when Ferguson’s A-9 hit a miracle nine on the river to outdraw T.J.’s A-Q.

27. Annie Duke Wins 2004 Tournament of Champions
She might have lost to Joan Rivers in Celebrity Apprentice (you can stop booing now), but Annie Duke did have her moment in the limelight when she won the WSOP Tournament of Champions in 2004. Once again, she was at the center of some compelling television, including the moment she knocked out big brother Howard Lederer in third place. Cold hearted or what!?

26. Hollywood Hits Sin City
The stars turn out in earnest for the summer of mayhem in Las Vegas, with Oliver Hudson popping in very briefly (see no. 31), Jennifer Tilly picking up a bracelet, and the likes of Ben Affleck, Matt Damon and Tobey Maguire playing the game to a very competitive level. Anything which brings Shannon Elizabeth to the poker tables can’t be bad, right?

25. You Couldn’t Write About It…
Well, you can if you’re James McManus. Heading to the Series in 2000 to write a piece for a magazine, the journalist was soon caught in the trapping of Las Vegas and ended up blowing his advance on qualifying for the Main Event. He got in and ended up final tabling. The whole story has been immortalized in ‘Positively Fifth Street’ and is well worth an afternoon of anyone’s time.

24. Demidov Goes Transatlantic.
After booking his place in the November Nine, Ivan Demidov decided one Main Event final table that year was not enough. Off to London he went, seeking to continue his good form at the World Series of Poker Europe. He eventually finished in third behind fellow Muscovite Stanislav Alekhin and champion John Juanda. The press relations dream began and Demidov came one step closer in Las Vegas before falling to the hands of Peter Eastgate heads-up.

23. Fossilman Fights to Retain the Crown.
With field sizes as huge as they are in the modern game, many believe Johnny Chan’s back-to-back wins in ’87 and ’88 will never be repeated. The sceptics had to hold their breath for five days though as Greg Raymer made it to the final four tables in 2005, ultimately busting in 25th.

22. Hair Today, Gone Tomorrow
Robert Varkonyi’s 2002 victory was memorable not only for the unlikely victory nature of his $2m inheritance but also the bragging of Phil Hellmuth, which would eventually see him bald-headed. While commentating on the conclusion of the event, Phil Hellmuth claimed that should Varkonyi emerge victorious, he’d let the New Yorker shave his head. All thoughts of money disappeared and Varkonyi got the clippers out to leave The Poker Brat a slaphead.

21. The Tears of a Clown
Love him or hate him, there’s no denying that Mike Matusow is one of the most consistent Main Event players of the last 10 years. 2004 saw a fierce rivalry between ‘The Mouth’ and eventual winner Greg Raymer but it was the A-Q of Ed Foster which outdrew Matusow’s A-K to send the pro blubbing to the rail. Bad beats are part of the game, but you almost wish Mike could get lucky one time.

20. Internet Geeks Attack!
The 2006 World Series was the year which announced the arrival of the internet kids on the live scene, with Scott Clements, Brandon Cantu, William Chen and Eric Froehlich all taking the ‘fearsome online player’ moniker and converting it into ‘bracelet-winning pro’.

19. Barbara Enright – Doin’ It For The Ladies
While Dan Harrington was busy winning the Main Event in 1995, many dothed their cap to Barbara Enright who had become the first woman to reach the final table of The Big One. Helping to reinforce a well-known fact (women never, ever get their money in without the best of it), Enright’s run at the bracelet was halted when her pocket eights were outdrawn by 6-3s, eliminating the Hall of Famer in fifth. Men are such fish.

18. Galfond The Wizard
Another internet whizz-kid who has since become a recognized face away from his computer monitor is Phil Galfond. He picked up the first bracelet during the ’08 series at a fearsome $5,000 Pot-Limit Omaha w/ Rebuys final table that had railbirds clamouring. The veritable ‘who’s who’ included Phil Hellmuth, Daniel Negreanu, John Juanda, Kirill Gerasimov, Johnny Chan, David Benyamine as well as online players Brian ‘tsarrast’ Rast and Adam ‘houdini’ Hourani.

17. The Original Poker ‘Young Gun’
Some spotty-faced kid bowls into Las Vegas, glasses perched on the end of his nose, and ends up taking the biggest prize of them all from the backyard of the pros. No, we’re not talking about Phil Hellmuth but rather Bobby Baldwin, who beat Crandell Addington heads-up in a rather chilly set-over-set scenario. Bloody internet kids…

16. A Chip and a Chair
In the most infamous of poker comebacks, Jack Straus won the 1982 Main Event after inadvertently leaving a single $500 chip behind when moving all in. As he got up from the table he noticed the chip under a napkin. Tournament directors let him play on and the comeback saw the oft-heard ‘chip and a chair’ expression launched. Straus collected $520,000 for the win.

15. 2008 – The Year of the Pro (Part Two)
Nemad Medic, David Singer, Erick Lindgren, Mike Matusow, Vanessa Selbst, Daniel Negreanu, Max Pescatori, Kenny Tran, Barry Greenstein, Phil Galfond, John Phan, Rob Hollink, Dario Minieri, Layne Flack, David Benyamine, Scotty Nguyen, JC Tran, and Marty Smyth – all bracelet winners. Enough said.

14. First Ever World Series of Poker
Of course, none of this would have been possible if it wasn’t for the pioneering vision of Benny Binion. Inviting the six best players in the world to sit down and play at the Horseshoe was the birth of what has become the behemoth series that swarms around Vegas every summer. A little trivia for you; the first Series wasn’t decided by freezeout but by ballot, with Johnny Moss winning unanimously.

13. Goodbye to Binions
As the Series evolved, it became more and more apparent that the brainchild of Benny Binion would eventually outgrow its home. After 35 years of holding the event on home soil, July 2005 would the last time the Series would enter Binions, moving to the larger Rio just down the Strip.

12. Gold-en Year
2006 was a mind-blowing year for the Series; record-breaking prizepools, a Main Event champion who walked out with $12m (well, actually half of it) and over $156m handed out over the whole series. It seems only appropriate that the champ was called ‘Gold’, doesn’t it?

11. Doyle Does The Double
“Texas Dolly” may be the most recognisable poker player in the world but none of this would have happened unless Doyle had been the real deal. Brunson proved he was one of the all-time greats in 1976 and 1977 when he became the first player to successfully defend his World Series Main Event crown. As most of us know, the winning hand on both of the final hands was 10-2 offsuit, lending the hand to be named after Doyle himself.

10. “You Call It’s Gonna Be All Over, Baby”
Poker is not a card game with people, it is a people game with cards. So said Tom McEvoy, and while he’s not played a hand since 1994 while waiting for aces, the esteemed book author and WSOP Champion has a point.
One person who understood the psychology of the moment perfectly was beer-swilling Scotty Nguyen, who managed to goad a call from Kevin McBride in what has become an immortalised moment in poker history. As the amateur debated whether to call what seemed like a possible bluff, Scotty stood up, beer in hand, and uttered, “you call, it’s gonna be all over baby”. McBride fell for the bait, calling for the chop that never was. Scotty showed him the Jd-9c for the better full house and hence collected the 1998 title.

9. The November Nine Return
When Harrahs announced there would be a three-month hiatus before the final table of the Main Event regrouped to play out for the $9m first prize, there were furrowed brows in many quarters. It would be a bit like halting the Super Bowl final at half time for a week, argued some. As with any untried format, scepticism sprung forth.

By the time the final nine reconvened at the Rio, the atmosphere was electric. While the same cynics will argue the public relations efforts were saved by the final table appearance of Ivan Demidov at the WSOP Europe Main Event (see 29), the spectacle itself proved to be worth the wait. The hopes of the poker purists laid with Scot Montgomery and Chino Rheem, while the sentimental pined for a Kelly Kim comeback. It was Peter Eastgate who became king though, rounding off what had been an enthralling 2008 Main Event.

8. Harrington Goes Deep Two Years Running
While it’s not sound as impressive as winning two years in a row, there can be no underestimating Dan Harrington’s achievement in final tabling both the 2003 and 2004 Main Event. With fields of 839 and 2,576, ‘Action Dan’ finished third and fourth, collecting $2,150,000 – more than double the amount he netted for winning the whole thing in 1995. How times have changed.

7. Stu Ungar – Back to Back Champion.
They reckon he was the most naturally talent poker player of all time. Certainly without parallel in gin rummy, Ungar was literally forced to turn his hand to poker after the action dried up in his preferred game. The switch proved to be a wise one, and in 1980 the child-like Ungar ended up sitting opposite the Vegas legend that is Doyle Brunson heads-up for the lot – even more impressive when you consider he later claimed it was the first time he’d ever played Texas Hold’em.

While many might have been intimidated playing Brunson, Ungar’s self-belief was second to none. The final hand saw Doyle flop two pair with A-7 on an A-7-2 rainbow flop, and Ungar make a speculative call with his gutshot draw. The 3 on the turn gave Stuey the nuts, his 5-4 only needing to avoid an ace or seven by the time the money went in on fourth street. The river paired the deuce, leaving Ungar as the fresh-faced WSOP champion.

If Ungar’s win in 1980 had any suggestion of beginners luck about it, his repeat in 1981 left no one in doubt, defending his title after beating Perry Green heads-up. ‘The Kid’ had come to town and won – twice.

6. The Bracelet Battle
Some say that the measure of a great poker player is not necessarily the amount of money they’ve won, but the number of bracelets they have. Hellmuth, Brunson and Chan had led the way, with the triumvirate having nine apiece. In 2005 the race picked up pace, with Chan winning his tenth bracelet after beating Phil Laak heads-up in the $2,500 Pot Limit Hold’em bracelet. As if it were a firecracker to the begin the friendly rivalry, Chan’s short reign as the outright leader was negated when Doyle Brunson secured his tenth in the $5,000 Short-handed No Limit Hold’em event under a week later.

In case his hunger ever needed fuelling, Phil Hellmuth saw the two victories for his friends as a spur to hunt down championship gold with a new vigor. 2005 would prove fruitless for Hellmuth, but he didn’t have wait much longer before tieing for ten bracelets, winning the $1,000 No Limit Hold’em with rebuys. His eleventh came in the $1,500 No Limit Hold’em event, breaking all the records once again. Old habits die hard, seemingly.

5. Johnny Two Times
Brunson had been the first to win back-to-back, while Ungar tore up the history books with his feats in the early eighties. The most impressive of all the repeat champions though is Johnny Chan. The first of two victories came in 1987 when he outlasted a final table including Howard Lederer and Dan Harrington. It was the second final table that is best known, with this heads-up win against Erik Seidel later immortalised in ‘Rounders’. With the field sizes as big as they are in the modern game, Chan will quite possibly be the last man to ever defend the title successfully.

There are two ways to explain this hand; we can either talk about the cards, bets and action, or we could all just recount the quote made by Mike in ‘Rounders’.

“Johnny Chan flops the nut straight and has the discipline to wait him out. He knows Seidel’s gonna bluff at it. Johnny fucking Chan. Chan is trying to sucker him in by taking his time. Look at the control. Look at that fuck. He knows his man well enough to check it all the way and risk winning nothing with those cards. He owns him.”
It does help when you flop the nuts against top pair heads-up. Of course, it could have been a hat trick if it weren’t for a young man from Wisconsin who had all the self-belief of Ungar before him…

4. Hellmuth Becomes Youngest Ever Champ
From the moment the final table of the 1989 Main Event had been set, there was a sense that history would be made. Johnny Chan was seeking to become the first man to ever win three in a row, while a confident player by the name of Phil Hellmuth had the opportunity to surpass Stu Ungar’s record as the youngest ever Main Event winner. With the two outlasting a final table including Noel Furlong and Mr WPT himself, Lyle Berman, it came down to a Chan – Hellmuth finale that would see the record books rewritten. Chan had described Hellmuth’s play as aggressive, and when Hellmuth moved all in with pocket nines (yes, we know – very loose for Hellmuth), Chan made the call with As-7s. The nines held up and a new superstar was born. NASA also reported what they thought a new planet had been spotted in a neighbouring galaxy. It was later revealed to be Phil Hellmuth’s ego.

3. Moneymaker Wins
Chris Moneymaker’s win in 2003 literally reshaped poker. Heads-up against high-stakes gambler Sammy Farha, the accountant from Tennessee showed the world that anything is possible by becoming the first online satellite winner to win the Main Event. Having sat down one day to play a satellite on PokerStars, Chris bought into a $39 satellite and qualified for what would be his first live tournament. An unknown quantity, Moneymaker managed to knock out the likes of Johnny Chan and Phil Ivey on his way to collecting the $2.5m first prize.

The win opened the minds of the every day man on the street; when they saw an accountant had beat a pro, everyone thought they too could win $2.5m. The poker bug spread, magazines were printed and their journalists still entertain the idea of being World Champion. One of these days…

2. Chip Reese Wins Inaugural $50,000 H.O.R.S.E.
With so many players flooding the Main Event, many of the pros now consider the $50,000 H.O.R.S.E as the true test of the best all-round poker player. The event was introduced in 2006, and the final table certainly provided us with some of the games best – and most recognisable – players; Doyle Brunson, TJ Cloutier, Patrik Antonius and Phil Ivey to name just four.

One name that might not have been known to the rail was that of David ‘Chip’ Reese. Recognised by his peers as perhaps the best cash game player in the world, Reese had never sought the limelight associated with winning poker tournaments. When the chance to play the best in the world in the biggest buy-in event at the Series came up, the lure was too much for Reese.

While it only took two and a half hours to lose the first seven, the heads-up battle between Reese and Andy Bloch was epic. Seven hours of play between the pair saw the lead change hands about a million times (ok, a slight exaggeration), and the duel was a testament to both players. As one moved to take charge, the other changed gear at just the right time.

It was cruel that someone would lose, but it was Reese’s resolve to win the event that proved stronger. Having suffered several harsh beats, Bloch found himself down to a proverbial bowl of rice and called his remaining chips off with 9-8 against Reese’s A-Q. Typical of Bloch’s luck in the key moments, he didn’t improve. Reese had proved to the world that he was truly one of the greats. As if we didn’t know already.

1. The Comeback Kid
To win the Main Event back to back was a feat that deserves recognition. To come back sixteen years, having been through drug abuse, arrests and debt, was unworldly. That word can summarise Stu Ungar in so many ways; the greatest poker talent to ever take to the felt, the come back in 1997 reminded the world what drugs had – and would forever – deprive the poker world of.

The years between 1981 and 1997 had been a hellacious repetition of drug abuse, gambling and personal torment. Married to a childhood sweetheart, Stuey had seen the birth of daughter Stephanie and the adoption of Madeline’s son from a previous marriage, Richie. Shortly after his high school prom, Richie committed suicide – an event that would drive Ungar to cocaine and an irreparable void in his family life. In 1986, Stu and Madeline divorced and Ungar hit drugs and gambling with a vengeance. The next decade saw ‘The Kid’ become a shadow of his former self, and even when backers stepped in to get Stuey back on the tournament trail, his weakness with cocaine cruelly intervened on any resurgence.

By 1997, Ungar was in huge debt, but old friend and fellow pro Billy Baxter looked to back him one more time. The backing came just moments before tournament entries closed. Ungar, showing the signs of years of drug abuse, sat down once again. Having spent the previous day trying to raise funds, he was exhausted, falling asleep at the table. Lifelong friend Mike Sexton, who was playing at the table, gave Ungar encouragement. Baxter gave him something a little more direct, tongue-lashing Ungar midway through the day. The approach worked, and Ungar returned to the table with a renewed vigor. Coming back on the second day, Ungar was a new man, rested and on top of his game. The rest was inevitable. Taking a huge chip lead into the final table, bookmakers made Ungar the favorite against the rest of the field, a compliment as much as it is a rarity.
The Kid did what everyone expected. With a photo of his daughter Stephanie by his side, he systematically schooled the final table before sending the last man,

Ungar did not disappoint and won the Main Event for the third time. As if the poker gods had some ironic sense of humor, the final hand saw Stuey outdraw Strempz’s A-8 with A-4, a deuce on the river giving Ungar a straight. ‘The Kid’ was the greatest card player of all time, and too good to be lucky.

The win meant Ungar would take half of the $1m he’d just won, the other half going to Baxter. The interview saw Gabe Kaplan ask if he would do things differently from there on. “Well, I hope so Gabe. You know, I’ve neglected my kids, you know, I’ve done a lot of stupid things to myself,” replied the straight-talking Ungar. You hoped the win would be the kick-start of a new life so that poker could enjoy his talents for years to come.
Tragically, Stuey fell into old trappings, and in 1998 when his body succumbed to the results of the sustained drug use. How can you ever summarize Stu Ungar? The man himself did it best in the same interview. “There’s nobody that ever beat me playing cards. The only one that ever beat me was myself and my bad habits.”

Online Rummy – Will It Be a New Trend?

Did you actually know that rummy is the third most popular game in the world, right after Monopoly and Scrabble? You may have played this game when you were a child, maybe you play it since then or are new to this game. In either case I have good news for you.

The last word in online gambling (if it can be said so) industry is Online rummy. Rummy rooms have already been established in 2006, and you can imagine that there are already a few players online.

Joining such a rummy room is simple: you register and choose if you want to play for real money or play money. “Play money” is self-explaining. If you choose real money you have to deposit you own money. But if you click the link mentioned below you can get $5 for free to try out a rummy room. This is real money and if won’t cost you anything if you loose it.

There are many variations of rummy: Traditional rummy is maybe the most played.

Other popular rummy types are:

  • Gin
  • Oklahoma
  • Kalooki

There are two popular online rummy rooms which offer attractive bonuses. All of these rummy games mentioned above can be played online.

If you can’t play rummy I recommend you to read some rules before you play for real money. On some rummy rooms there are tutorials which can help you to learn the game of rummy.


Online Rummy is exciting and fun. It is one of the best skill games. In a few years it may be as popular as online poker. Good luck with your rummy career.

The Best Internet Gin Rummy Guide Exposed!

When people mention card games to you, the first thing that comes to your mind would probably be Poker. This is highly understandable because it is one of the most popular card games in the world. It has become even more popular when celebrities started to play the game. Surely, their loyal fans will follow suit. However, there are other card games that may not be hogging the headlines, but are proven to be very addictive. One of these card games is called Gin Rummy. Its beginnings can be traced as far back as 1909, and up to now, it has a solid following. This is because the game is so simple and it only takes two people to start the game. As with any other games of the past, the game has been incarnated into an online version, much to the delight of Gin Rummy fanatics. Internet Gin Rummy has become very popular ever since it came into existence. This not only brought together old-time players, it also attracted a new generation of online card game players.

The Internet Gin Rummy rules are no different from the traditional rules. It still follows the Rummy method of “draw and discard”. In the game, each player is given 10 cards each. Each turn then allows you to draw a card in order to form a valid combination which can be: (1) a run or sequence of cards that have the same suit and in consecutive order, or (2) a set of 3 or 4 cards having the same rank. The cards are ranked from low to high: Ace, 2, 3, 4, 5, 6, 7, 8, 9, 10, Jack, Queen, King. Each of the cards has corresponding point value, in that the face cards are given 10 points each, Ace is assigned one point, and the number cards are valued based on their index values. Internet Gin Rummy also follows the scoring rules. This means that the player who scores 100 points first will end up the winner of the game. Of course, in the Internet Gin Rummy version, you will leave the scoring to the computer. You don’t have to tally the scores, so it is more accurate and less tedious.

It doesn’t really matter where you play your Internet Gin Rummy, what you need is to learn and understand the rules so that you can start winning games. What not many people realize is that winning in Internet Gin Rummy pretty much involves keen observation of what cards are being discarded and being drawn. It’s like playing a memory game. This way, you are able to keep track of what your opponent is trying to form vis-à-vis to your own set. It takes practice but it can be done. Tips and tricks like that can only be found in an extensive Internet Gin Rummy guide. Knowing the basics of the game is always the starting point, but making use of a guide can spell the difference between losing and winning.


An Introduction to Gin Rummy


Gin Rummy is one of the most popular card games in the world, it is very easy to learn yet incredibly difficult to master. It was the first game my parents taught me to play and I’ve now started playing it again with a vengeance as it’s taking of online in a big way. The extremely clever scoring system lends itself well to gambling however like Poker it’s a game in which you really have to know what you are doing if you want to end the session with a smile on your face. One of the things that makes it most addictive is that you can think you are doing fantastically one minute and then with the next deal you come crashing down, I love it!

Gin Rummy was reportedly invented by Elwood T Baker, a whist teacher from Brooklyn in 1909. According to legend the name was suggested by his son. Baker was also a Bridge tutor and later gained some posthumous fame for being the victim in an unexplained murder case. It has been said that the game was invented in the then prestigious Knickerbocker Whist Club in New York. The Game of Rummy had been about for a while, Mr Bakers contribution was to prohibit either player from laying out any melds until they are able to go out with the total value of deadwood (unmelded cards) being ten or less. The refining of Rummy’s scoring system achieved by baker has helped make the game much more interesting to play for money.

The un-refined game of rummy has had its roots traced back to the mid 19th century Mexican game of Conquian which was a far simpler win or lose game played for a fixed stake. It was not until the 1930’s that Gin Rummy really started to become popular this being attributed in part to the Depression, when increasingly people had less money to spend on going out and so stayed indoors playing games. Contact Bridge was a lot harder to learn than Rummy and Poker did not fit in with family life so well.

What has been noted as another key factor in the meteoric rise of Gin Rummy was its popularity with the new wave of media stars that was developing of Broadway and Hollywood, and the consequent publicity that game attracted itself. Dale Armstrong reported in his book ‘How to Win at Gin and Poker’ that on one occasion, in a desperate effort at rescue, the Burbank Lakeside Country Club’s House Committee was forced to persuade comedian Oliver Hardy to stay out of the card room, where the Gin sharks had been eating him alive for months, to the tune of four figures a week.

So popular was Gin Rummy with the stars that a new variety was born called Hollywood Gin whereby you could play three games simultaneously or even an endless series of them. It has been said that one of the reasons it was so popular with the stars was that it was very fast to play but could, if necessary be left off at a moment’s notice and easily picked up again as soon as the players were free thus lending itself to those working on set having to stand around for long periods waiting for the shoot.

Gin is still a very popular game for young and old alike, in fact its popularity seems to be increasing largely due to the way it plays so well online. It has always been my favorite card game if you’ve not tried it perhaps now’s the time.


Gin Rummy is a two player game with ten cards dealt to each player. The remaining cards are placed face down by the mat as the stock. The top card is turned face up on the mat to begin the discard pile. Each player alternately starts their turn by taking either the top card of the stock or the visible card from the discard pile.

The basic goal is to get all of the cards in one’s hand in either sequences or series, or a combination of the two. A series is a group of three or four of a kind. A sequence is when three or four cards have two characteristics: they must all be the same suit and the cards must be all in a row (for example: four, five and six of hearts). Until the cardholder has all of their cards spoken for in any of these ways, players continue to draw and discard from the unturned deck. When a player has all of their cards spoken for they lay their hand down in a “gin rummy” and points are awarded for being able to lay down all of the cards at one time (and by the other persons hand). The other way to end the play of the game is to go down early, also known as “knock.” This means that instead of having at least one of the groups be a set of four, the player would have three sets of three and go down for a certain amount of points. If a player is successful at this they win, but they do not earn as many points for the win.

During the play of the game each player has to do several things to have a better chance of winning. First of all, the player has to decide which types of sequences or series they should go after in his or her own hand. Second, the player has to watch the discard pile and remember what cards have been played; the rule is once the card is covered by another card then it cannot be played again (it is not an option to be able to pick up the card later on). Next, and probably the most important, the player has to judge from the first two steps what the chances are of getting the card(s) needed.

The GIN – Global Information Network Review

I first heard about the Global Information Network while doing research on other multilevel marketing products. I believe in multilevel marketing as a business opportunity that gives people the chance to work from home. However not everything that looks like a multilevel marketing program is a multilevel marketing program.

So what have I learned about GIN? Global Information Network is not a multilevel marketing business for one thing, no matter what their recruiting letter might say. There organization may be divided into levels and they might offer monetary incentives for recruiting new members but there is no actual product. As GIN’s own website says the GIN is not a business opportunity.

I have seen at least one recruitment letter for the GIN that sounded like it was trying to recruit people for a multilevel marketing program but GIN is not an MLM business. The only “product” offered by the GIN is a community of supposedly connected business people and celebrities. They even cite members of “secret societies” as members of their organization.

That the GIN even bothers to reference a New World Order that is conspiring to keep the poor repressed is distressing. That they claim they will combat this fictional conspiracy with knowledge from organizations typically accused of being in on the conspiracy is deplorable. What does it say about the GIN that they try to establish credibility by playing up conspiracy theories?

I wish I knew who founded GIN. Global Information Network makes it clear they have no intention of announcing who their founders are, or anybody else for that matter. It is all too easy to claim that business tycoons and celebrities are members when you never have to give out their names.

I always try to be open minded but that became increasingly difficult the more I looked at GIN. Global Information Network is not registered in the US or a European nation it is registered in the Caribbean islands of St Kits and Nevis. I realize using Caribbean nations as tax shelters is common practice but when combined with all of the mystery that GIN cloaks its self in I have to wonder if this was a decision made with an eye out for possible future prosecution.

Sure the affiliate program could sound enticing to anybody who knows how to market. Marketing knowledge can make it possible to sell anything, including membership to an organization like the GIN. Global Information Network offers $200 per recruit to their affiliates. I just hope they make good on their affiliate offer.

I can only conclude that I do not think joining the Global Information Network is a good idea. There are plenty of multilevel marketing programs out there that I would suggest to anybody considering a home business opportunity before I would suggest the GIN. I would also advise them to take the time to learn how to market effectively in the 21st century.


The Origins and History of Gin

Gin is a juniper berry-flavored grain spirit . The word is an English shortening of Genever, the Dutch word for juniper. The origins of Gin are rather murky. In the late 1580s a juniper-flavored spirit of some sort was found in Holland by British troops who were fighting against the Spanish in the Dutch War of Independence. They gratefully drank it to give them what they soon came to call “Dutch courage” in battle. The Dutch themselves were encouraged by their government to favor such grain spirits over imported wine and brandy by lack of excise taxes on such local drinks.

A clearer beginning was a few decades later in the 1600s when a Dr. Franciscus de la Boë in the university town of Leiden created a juniper and spice-flavored medicinal spirit that he promoted as a diuretic. Genever soon found favor across the English Channel; first as a medicine (Samuel Pepys wrote in 1660 of curing a case of “colic” with a dose of “strong water made with juniper”) and then as a beverage.

When the Dutch Protestant William of Orange and his English wife Mary became co-rulers of England after the “Glorious Revolution” drove James II from the throne, he moved to discourage the importation of brandy from the Catholic wine-making countries by setting high tariffs. As a replacement he promoted the production of grain spirits (“corn brandy” as it was known at the time) by abolishing taxes and licensing fees for the manufacture of such local products as Gin. History has shown that prohibition never works, but unfettered production of alcohol has its problems too.

By the 1720s it was estimated that a quarter of the households in London were used for the production or sale of Gin. Mass drunkenness became a serious problem. The cartoonist Hogarth’s famous depiction of such behavior in “Gin Lane” shows a sign above a Gin shop that states, “Drunk for a penny/Dead drunk for twopence/Clean straw for Nothing.” Panicky attempts by the government to prohibit Gin production, such as the Gin Act of 1736, resulted in massive illicit distilling and the cynical marketing of “medicinal” spirits with such fanciful names as Cuckold’s Comfort and My Lady’s Eye Water.

A combination of reimposed government controls, the growth of high-quality commercial Gin distillers, the increasing popularity of imported rum, and a general feeling of public exhaustion gradually brought this mass hysteria under control, although the problems caused by the combination of cheap Gin and extreme poverty extended well into the 19th century. Fagin’s irritable comment to a child in the film Oliver -“Shut up and drink your Gin!”-had a basis in historical fact.

Starting in the 18th century the British Empire began its worldwide growth; and wherever the Union Jack went, English-style gins followed. In British North American colonies such celebrated Americans as Paul Revere and George Washington were notably fond of Gin, and the Quakers were well-known for their habit of drinking Gin toddies after funerals.

The arrival of the Victorian era in England in the mid-19th century ushered in a low-key rehabilitation of Gin’s reputation. The harsh, sweetened “Old Tom” styles of Gin of the early 1700s slowly gave way to a new cleaner style called Dry Gin. This style of Gin became identified with the city of London to the extent that the term “London Dry” Gin became a generic term for the style, regardless of where it was actually produced. Genteel middle-class ladies sipped their sloe Gin (Gin flavored with sloe berries) while consulting Mrs. Beeton’s Book of Household Management (a wildly popular Victorian cross between the Joy of Cooking and Martha Stewart lifestyle books) for Gin-based mixed drink recipes.

The British military, particularly the officer corps, became a hotbed of Gin consumption. Hundreds of Gin-based mixed drinks were invented and the mastery of their making was considered part of a young officer’s training. The best known of these cocktails, the Gin and Tonic, was created as a way for Englishmen in tropical colonies to take their daily dose of quinine, a very bitter medicine used to ward off malaria. Modern tonic water still contains quinine, though as a flavoring rather than a medicine.

In Holland the production of Genever was quickly integrated into the vast Dutch trading system. The port of Rotterdam became the center of Genever distilling, as distilleries opened there to take advantage of the abundance of needed spices that were arriving from the Dutch colonies in the East Indies (present-day Indonesia). Many of today’s leading Dutch Genever distillers can trace their origins back to the 16th and 17th centuries. Examples include such firms as Bols (founded 1575) and de Kuyper (1695).

Belgium developed its own juniper-flavored spirit, called Jenever (with a “j”), in a manner similar to that in Holland (which controlled Belgium for a time in the early 19th century). The two German invasions of Belgium in World Wars I and II had a particularly hard effect on Jenever producers, as the occupying Germans stripped the distilleries of their copper stills and piping for use in the production of shell casings. The remaining handful of present-day Belgian Jenever distillers produce Jenever primarily for the local domestic market. Gin may have originated in Holland and developed into its most popular style in England, but its most enthusiastic modern-day consumers are to be found in Spain, which has the highest per capita consumption in the world. Production of London Dry-style Gin began in the 1930s, but serious consumption did not begin until the mix of Gin and Cola became inexplicably popular in the 1960s.

Gin production in the United States dates back to colonial times, but the great boost to Gin production was the advent of National Prohibition in 1920. Moonshining quickly moved in to fill the gap left by the shutdown of commercial distilleries, but the furtive nature of illicit distilling worked against the production of the then-dominant whiskies, all of which required some aging in oak casks. Bootleggers were not in a position to store and age illegal whisky, and the caramel-colored, prune-juice-dosed grain alcohol substitutes were generally considered to be vile.

Gin, on the other hand, did not require any aging, and was relatively easy to make by mixing raw alcohol with juniper berry extract and other flavorings and spices in a large container such as a bathtub (thus the origin of the term “Bathtub Gin”). These gins were generally of poor quality and taste, a fact that gave rise to the popularity of cocktails in which the mixers served to disguise the taste of the base Gin. Repeal of Prohibition at the end of 1933 ended the production of bootleg Gin, but Gin remained a part of the American beverage scene. It was the dominant white spirit in the United States until the rise of Vodka in the 1960s. It still remains popular, helped along recently by the revived popularity of the Martini.

How Crowdfunding Can Help Pay Medical Bills

Crowdfunding can help pay for medical bills… it really is that simple. You can crowdfund for just about anything, including medical bills. Many times people are placed in a medical crisis and aren’t sure where to turn. Medical bills can accumulate in no time and medical bankruptcy is a real thing. You’d be amazed by how many people in “your own crowd” are willing to help.

In a study published in January 2014 from the Center For Disease Control (CDC), one in four families experienced financial burdens of medical care.

This “financial burden” of medical care equates to medical bills that they can’t currently pay and are forced to pay monthly over time.

This study goes on to share that families with lower incomes were more likely to experience the financial burdens of medical care. Those families with incomes at or below 250% of the federal poverty level had the highest levels of any financial burden of medical care.

250% of the federal poverty level (based on guidelines for 2013) means that a family of four with an annual income of $58,875 or lower were at the highest level of the population feeling the financial burden of medical care for a loved one. That’s our middle class America. Those are the families living paycheck to paycheck and not prepared for a medical crisis.

The is a baby with his eyes closed and an oxygen canula in his nose. He was born with a bad heart, a weak immune system, and problems eating which caused a condition labeled by doctors as “failure to thrive”. Isaac spent the first year of his life in and out of hospitals in Las Vegas and at Stanford where he underwent multiple heart catheterizations and procedures, open heart surgeries, and had a feeding tube placed surgically to ensure he received the proper amount of nutrients. Isaac’s family had great insurance, covering 80% of all medical costs. But, they still spent over $100,000 out-of-pocket the first year of his life in deductibles and medical related expenses.

Shocking… right?

I know… My name is Kathy, and I’m Isaac’s mom.

I remember people asking us if they could have fundraisers for us, give us money… they would offer to do anything just to help. At that time, I could not have imagined the costs that we would incur, nor could I imagine all the things that insurance doesn’t cover. You assume that you pay for insurance, you’ll have a deductible… The End.

If that were only so.

Words of Advice:

Start a Crowdfunding Campaign Immediately

Don’t be too humble to let other people offer to help you. You really can’t imagine the costs of things in the medical world and how they add up. It is TOO hard to think about money when you’re talking about the healthcare of someone you love. You want anything and everything done… you’ll worry about the bills later.

From a Mom that’s Been There

Don’t expect the people in the middle of a medical crisis to be thinking clearly (well, I sure wasn’t). If you’re related to the family or just a loving friend… talk to them about the medical bills and the reality of the situation. Talk with them about what they need now and what their needs may be in the future and help them come up with a budget and plan to get everything their loved one needs. From bills, equipment, therapy sessions… even therapy dogs, all these things can be a necessity now or in the future.

How exactly will crowdfunding help pay my medical bills?

Well, they can’t send a check to the hospital for you, but they can offer you a platform that will help you tell your story as well as share it with your friends and family. The right crowdfunding platform will provide support for you all along the way, from guidance writing your story, picking pictures to post, sharing on the social media channels, and even help writing press releases to get national exposure.

Crowdfunding can help you pay for your medical bills by allowing YOU to take care of your family and letting your “crowd” help YOU. Donations will be made by people you have inspired and want to help you. These people will have a platform to donate to you on their schedule and an amount that is within their means. They will be assured that the funds are going directly to YOU and not an anonymous organization.

You are not alone in your medical crisis. Crowdfunding is a viable source for helping to pay for medical bills and other medical related necessities.

The Process of Car Repossession – Understand It So It Doesn’t Happen to You

In a perfect world, things would always go as they should.

Sometimes that’s just not the case.

If you’ve found yourself in a bind or on the verge of falling behind on your payments. The best thing to do is contact your credit card, mortgage or auto loan companies and explain your situation.

Take action

If you have a car loan, you understand the importance of paying your loan on time. If you cannot make your payments on the exact due date.

You are granted a 30-day grace period to make a payment without having this late reported to the credit bureaus.

If you don’t think you’ll be able to make a payment before the 30-day grace period ends or foresee yourself being in a bind that will last longer than 30 days, there is something you should know.

Ignoring calls from your creditor is the wrong route to go.

*While you may feel embarrassed or reluctant to contact your creditor, you are not alone. Thousands of people fall behind on their payments due to financial hardships. The person on the other end of the phone is trained to handle these types of calls and will be more than willing to help you the best way they can.

What should you do?

Most car loans have a stipulation that allows you to defer your payments for a short amount of time while you get your finances situated. Other options besides deferment might be offered such as lower payments until you can make the full payment.

Your options will depend on your specific car loan and terms agreed upon at the time of sale.

If you are currently in good standing:

Call your creditor and explain that you’ve had some setbacks and ask about your options to defer your loan payment until you can make payments. This will usually give you about 2 months to catch up.

If you are currently not in good standing(late beyond 30 days):

Call your creditor back and explain that you’ve had some setbacks and would like to make a plan to catch up on your payments or defer a future payment. Ask about your options to defer your loan payment until you can make a payment. You will usually be asked to make your account at least current up to 30 days before a deferral can be granted.

How will this help you?

Car repossession doesn’t end well for anyone. Not you and certainly not your creditor. Once a car is repossessed, it is usually sold at an auction for a fraction of the cost. This is a lose-lose situation for everyone.

While your loan is in deferment you will not be reported late to the credit bureau as you have made an agreement with the company to pay at a later date.

The downside to this, of course, is that your loan agreement will be extended and you will end up paying more interest in the long run. This is, however, a better alternative to having your vehicle taken.

When can your car be repossessed?

It all depends on the specific car loan you have in place. You are usually considered in default of your loan agreement as soon as you miss a payment.

With that being said, you are granted a 30-day grace period. Some states allow cars to be repossessed after one missed payment. The longer you take to make your payment is one step closer to having your car taken and a serious ding on your credit report.

A repossession will remain on your credit for up to 7 years and hurt your chances of obtaining other car loans in the near future. Even after a repossession, you may still owe the difference between what you owed your lender and what your car was sold for. This is called a deficiency balance. A deficiency balance is usually the norm especially if you purchased a newer vehicle.

Please note that these options are for those experiencing temporary hardships. It is not recommended for long-term foreseeable situations.

All You Need to Know About 2 Wheeler Loan Finance

With growing demand in semi urban and rural areas, 2 wheeler industry is a high growth sector. The industry is estimated to be Rs.6, 000-Rs.7, 000 crore in size. This means there is abundant opportunity for 2 wheeler finance companies. There was limited awareness about financing for a 2 wheeler in the olden days but with the increasing penetration of financial institutions across the country, it has become possible to obtain 2 wheeler finance quickly and conveniently.

Getting 2 wheeler loan finance has become easy. The eligibility criteria, documentation requirement and the process has been mentioned below:


Individuals above the age of 18.
Salaried individuals who have been employed for more than a year.
Business owners who are running a business for over a year.


Identity Proof
Address Proof
Income Proof
Valid KYC documents
Passport size photographs


In order to apply for 2 wheeler loan finance, the applicant needs to scout the market for various Banks and financial institutions offering the loan. Based on the terms and conditions of the respective financial institutions, the applicant should choose the one that suits his requirements. The application process is quick and transparent. The applicant needs to meet the eligibility criteria in order to apply for the loan. Further, the applicant needs to submit the application form and provide the required documents to the financial institution. The customer executives are friendly and will guide through the entire process of application. The application will be processed within 48 to 72 hours and the loan will be approved in no time.

It is advisable to seek a loan from a trustworthy financial institution. They offer flexible tenure and easy repayment options. With a low rate of interest and a flexible repayment tenure, purchasing a 2 wheeler has become quick and easy. Individuals with a positive credit history can get the loan approved quicker and are also eligible for the special schemes. Once the loan amount has been disbursed, it is not possible to change the tenure and amount, hence it is important to give the loan application a good thought and settle for a repayment tenure which is possible based on the monthly income of the applicant. Financial institutions offer customized solutions to the applicants based on their requirements. Depending on the type of 2 wheeler to be purchased, the loan amount will be sanctioned.

The applicant will only be required to pay a small amount as down payment and the balance can be converted into a 2 wheeler loan which is to be repaid in easy monthly installments. Upto 95% of the on road price of the vehicle is available as a loan to the applicant and the repayment tenure ranges between 12 months to 48 months. With the increasing demand of 2 wheelers across the country, Banks and financial institutions are offering loans which meet the requirements of the consumers and they also settle the terms accordingly.